Privacy Statement
CouponBasket.com
is committed to safeguarding your privacy online. Please read the
following policy to understand how your personal information will be
treated as you make full use of our many offerings. This policy may
change from time to time so please check back periodically. This
Privacy Statement only covers the site CouponBasket.com.
P3P
CouponBasket.com
is in compliance with the current draft of the World Wide Web
Consortium (W3C) Platform for Privacy Preferences (P3P) specification, http://www.w3c.org/P3P,
dated April 16, 2002. This specification was developed to allow users
to more easily evaluate the use of personal information collected by
the web sites they visit. Thus, if your browser is Microsoft Internet
Explorer Version 6, or later, your browser can electronically interpret
the P3P version of our privacy policies.
If we decide to change our privacy policy, we will post those changes to this
privacy statement, the homepage, and other places we deem appropriate
so that you are aware of what information we collect, how we use it,
and under what circumstances, if any, we disclose it.
Collection and use of Personal Information
Providing personal information is voluntary. CouponBasket.com will collect and use
personal information about you to respond to your request for products
and services offered through this website. We will also collect
information in order to customize the advertising and content you see,
fulfill your requests for products and services, improve our services,
contact you, conduct research, and provide anonymous reporting for
internal and external clients. Once you register with CouponBasket.com and
sign in to our services, you are not anonymous to us. The information
we collect may be from the following sources:
- Information provided by
you in connection with obtaining financial products or services such as
mortgage loans (such as full name, telephone number, and self-assessed
property value).
- Information you provide us when you register for a user account to receive communications from us
(such as your email address).
- Information you provide us
when you enter promotions or sweepstakes offered by CouponBasket.com or our
co-branded/partnership sites (such as your full name, physical address
and email address).
- Information you provide us
through surveys, feedback, or other forms hosted on our website or the
pages of a CouponBasket.com partner/affiliates.
We also collect demographic
information. Demographic information is all other information such as
gender, zip code, or any information that is not tied to your personal
information. In addition, we might receive information about you from
other sources (such as service providers) for tracking purposes. We may
add the information we receive about you to your existing account. Like
other websites, we also automatically receive and record certain types
of information every time you visit us. We use "cookies" and the other
information to enhance your experience and present you with
personalized offers. See "Cookies and IP Addresses" section below.
With whom your Information may be shared
CouponBasket.com does not sell trade
or rent your personal information to other people or non-affiliated
companies except to provide products or services you've requested, when
we have your permission, or under the following circumstances:
Service Requests or Loan Products -
If you submit a request for a loan product or service offered through
this website we will share the personal information contained in your
request form, such as your full name, physical address, telephone
number, property location and self-assessed value, with lenders in our
provider network strictly to process and fulfill your request. All
lenders in our provider network, which include banks, mortgage lenders
and brokers, have entered into marketing agreements with CouponBasket.com
and are required to comply with federal and state privacy regulations.
The lenders may contact you by telephone, email, or mail based on the
information you provided to us in order to process and fulfill your
request, even if you have opted into the National Do Not Call List
administered by the Federal Trade Commission or any state equivalent Do
Not Call List. If one of the lenders contacts you by telephone and you
wish not to be contacted again by that lender with respect to your
inquiry, then you should specifically make a request to that lender not
to contact you again. If the lender disregards your request and
contacts you again, please let us know immediately by sending an email
to CouponBasket.com Customer Care. Please note that the lenders may
maintain the information you provided whether you elect to use their
services or not.
Other Service or Products Requests - If
you submit a request for a product or service other than a loan such
telecommunication service, we will share the personal information
contained in your request form such as your full name, telephone number
and email address with our business partners to process and fulfill
your request. Our business partners may contact you by telephone,
email, or mail based on the information you provided to us, even if you
have opted into the National Do Not Call List administered by the
Federal Trade Commission or any state equivalent Do Not Call List. If
one of our partners contacts you by telephone and you wish not to be
contacted again by that business partner with respect to your inquiry,
then you should specifically make a request to that partner not to
contact you again.
Vendors - We sometimes disclose the
information we collect to companies that host certain services for us
such as marketing distribution services on our behalf. These vendors
only have access to personal information needed to perform their
functions, and may not share it with others or use it for any other
purpose. These companies are subject to confidentiality agreements with
us and other legal restrictions that prohibit them from using the
information except to market the specified CouponBasket.com products or
services.
As Permitted by Law - We may
be required to share your personal information with law enforcement or
government agencies in response to subpoenas, court orders,
federal/state audits or similar circumstances. We believe it is
necessary to share information in order to investigate, prevent, or
take action regarding illegal activities, suspected fraud, situations
involving potential threats to the physical safety of any person,
violations of CouponBasket.com's Terms of Use, or as otherwise required by
law.
Business Transfer - As with any
other business, it is possible that CouponBasket.com, Inc. in the future
could merge with or be acquired by another company. If such an
acquisition occurs, the successor company would have access to the
information maintained by CouponBasket.com, including customer account
information, but would continue to be bound by this privacy policy
unless you consent otherwise. We will provide notice in this instance
as defined in our "Changes to this Privacy Policy" section below.
Cookies and IP Addresses
To serve you faster and with
better quality, we use "cookies" technology. Cookies are small bits of
code, usually stored on a user's computer hard drive, which enable a
Web site to "personalize" itself for each user. We generally use
cookies to reduce the time it takes for pages to load on your computer
and to assist with customer tracking. Customer tracking (or
"click-stream") data collected by us is used to optimize your
experience by learning whether or not you successfully used
CouponBasket.com. Cookies are not tied to your personal information.
Additionally, we may capture click-stream data on some of our partner's
web sites, limited to the activity involved with the completion of
offers listed on our web site This information is used to monitor the
performance of our partners. We also allow select third-parties to set
cookies on our website. For example, we use a tracking service, Revenue
Science, that uses cookies to track non-personally identifiable
information about our visitors. This aggregate visitor usage
information collected on CouponBasket.com and used by the Revenue Science
network for the purposes of delivering relevant advertising to our
audience. Other examples include session cookies when accessing the
Blog section of the website. These cookies simply track the session and
are not tied to your personal information.We also keep track of
Internet Protocol (IP) addresses. An IP Address is a number that is
used by computers on the network to identify your computer every time
you log on to the Internet.
Clear Gifs
We employ a software technology
called clear gifs (a.k.a. Web Beacons/Web Bugs) that help us better
manage content on our site by informing us what content is effective.
Clear gifs are tiny graphics with a unique identifier, similar in
function to cookies, and are used to track the online movement of Web
users. Clear gifs are not tied to users' personally identifiable
information. We also use clear gifs in our HTML-based emails to let us
know which emails the recipients have opened. This allows us to gauge
the effectiveness of certain communications and the effectiveness of
our marketing campaigns. If users would like to opt-out of these
emails, please see the Opt-out section within any email you receive
from us or unsubscribe from our homepage.
Confidentiality and Security
The security of your personal
information is very important at CouponBasket.com and we take a number of
steps to safeguard it. For example: We limit access to personal
information to those employees or agents who assist us in providing
requested products and services to you. Employees are required to
comply with our strict policies and procedures regarding the handling
of your personal information. Employees who violate these policies are
subject to our normal disciplinary process. We maintain physical,
electronic, and procedural safeguards that comply with federal
standards to guard personal information about you. We use industry
standard data encryption technologies when transferring and receiving
consumer data on the CouponBasket.com website.
Message Boards/Chat Rooms/Blogs
If you use a message board,
chat room, or blog on this site, you should be aware that any
personally identifiable information you submit there can be read,
collected, or used by other users of these forums, and could be used to
send you unsolicited messages. We are not responsible for the
personally identifiable information you choose to submit in these
forums.
Third Party Links
This Privacy Policy applies to
all information that you provide to CouponBasket.com. However, when you
visit websites to which CouponBasket.com provides a link, keep in mind you
will be interacting with a third party that operates under its own
privacy and security policy. If you choose to obtain certain services
through a third party site, the data collected by the third party is
governed by that third party's privacy policy. A third party site will
also have its own policy regarding the use of cookies and clear gifs.
We encourage you to review the privacy policies of any other service
provider from whom you request services.
If CouponBasket.com receives personal information from a third party that is not in conjunction with
a service offered on our site, the use and disclosure of such
information is governed by the agreement (if any) between CouponBasket.com
and such third party.
Framing
In some cases, we may use third
party vendors to operate portions of the CouponBasket.com website. Although
the particular section of the website may have a similar appearance as
the CouponBasket.com site, information submitted through these outside third
parties are subject to this Privacy Policy unless otherwise stated. For
example, personal information submitted through our Affiliate Program
is subject to our Affiliate Program operator's privacy policy.
Children
We are committed to protecting
the privacy of children. CouponBasket.com's services are not written,
intended, or designed for children under the age of 13. We do not
collect personal information from any person we actually know is under
the age of 13.
Updating your Information
If you want to access or update the personal information you submitted to CouponBasket.com,
please contact Customer Care. In the alternative, you
can write us at the address below and request that your personal
information be updated.
Questions and Suggestions
If you have any questions,
concerns or suggestions about our Privacy Policy, you may contact Customer Care, or you can send a
letter to:
CouponBasket.com, Inc.
Attn: Customer Care
146 92nd Street
Brooklyn, NY 11209
Retention of Information
Any information we collect may
be retained for an indeterminate period of time. Certain detail,
particularly sensitive data such as financial information, is only
maintained until it is successfully transferred to the partner doing
the service fulfillment.
Who is collecting your Information
Unless otherwise noted, your information is being collected solely by CouponBasket.com. See the Section
titled "With whom your information may be shared" above concerning the
circumstances under which certain of your information may be disclosed
to third parties.
Changes to this Privacy Policy
All versions of this privacy
policy are dated with the effective date (the date on which the policy
was posted to CouponBasket.com) CouponBasket.com will only use the information we
learn about you in the manner described in the Privacy Policy in effect
when the information was collected from you. However, we reserve the
right to change the terms of this Privacy Policy at any time by posting
revisions to our site. If we decide to change our Privacy Policy, we
will post those changes to this privacy statement and other places we
deem appropriate so that you are aware of what information we collect,
how we use it, and under what circumstances, if any, we disclose it.
Effect of Privacy Policy
This privacy policy is not
intended to and does not create any contractual or legal rights in or
on behalf of any party. As noted above, we may revise this privacy
policy from time to time in our sole discretion.
Effective Date November 17th, 2009
Last Updated on September 21, 2016